Siyal
Sharia-compliant financing solutions

Flexible financing solutions, built around you

The lowest profit rates and the longest repayment terms, fully compliant with Islamic Sharia.

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Our financing partners

Al Rajhi Bank Saudi National Bank Riyad Bank Bank Albilad Alinma Bank Saudi Awwal Bank Al Rajhi Bank Saudi National Bank Riyad Bank Bank Albilad Alinma Bank Saudi Awwal Bank
What we offer

Financing solutions for every need

Commercial Mortgage

Unlock the value of your commercial property with flexible Sharia-compliant financing.

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Real Estate Financing

Own your dream home with the lowest profit rates and the longest repayment terms.

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Mortgage & Refinancing

Refinance an existing mortgage and reduce your monthly burden.

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Self-build Financing

Finance the construction of your own home from the ground up.

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Commercial Financing

Working-capital and expansion financing tailored for your business.

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Point of Sale Financing

Grow your revenue with financing based on your point-of-sale transactions.

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Why Siyal

A partner you can trust

01

Lowest profit rates

Competitive rates that keep your monthly instalment comfortable.

02

Longest repayment terms

Spread your payments over terms of up to 30 years.

03

Fully Sharia-compliant

Every product is approved by an independent Sharia board.

04

Fast approvals

Get an initial decision within 48 hours.

05

Expert advisors

A dedicated advisor guides you at every step.

06

Trusted partners

We work with the leading banks in the Kingdom.

1000+

Happy clients

2M+

SAR financed

20+

Banking partners

98%

Customer satisfaction

Our Vision

To be the most trusted financing partner in the Kingdom, enabling individuals and businesses to achieve their ambitions.

Our Mission

To deliver flexible, transparent and Sharia-compliant financing solutions with an exceptional customer experience.

Our Values

Integrity, transparency, and a genuine commitment to our customers’ success.

FAQ

Frequently asked questions

All our products are reviewed and approved by a Sharia board and are based on recognised Islamic financing structures such as Murabaha and Ijara.

Most applications receive an initial decision within 48 hours once documents are complete.

Financing amounts depend on your income and the product, and can reach up to 90% of the property value.

Yes. Our refinancing solutions can lower your monthly instalment or release additional liquidity.

Early settlement follows the regulations of the Saudi Central Bank, with full transparency on any applicable charges.

Ready to take the next step?

Talk to our financing advisors today and get an offer tailored to your needs.

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